LANDLORDS HOUSEHOLD INSURANCE

All landlords must have buildings insurance and have a duty to advise existing Insurers that the property is to be let. Many insurers regard let property as representing a higher risk than owner occupied property. Some insurers decline to provide any cover for a let property, whilst some will provide restricted cover and may require higher premiums.

Why do I need Household Insurance?

• Most standard household insurance policies will not protect let property.
• Shifts in legislation require landlords to be more aware of the risks, particularly with regard to public liability and appliance safety.

Why use Letsure Household Insurance?

• Policies available for buildings and/or contents cover.
• Premiums payable by installments.
• Comprehensive buildings cover for houses, bungalows and flats with up to five bedrooms.
• Up to £5,000 contents cover is available for properties let unfurnished.
• Full contents cover is provided for fully furnished properties.
• Accidental Damage cover is available as an optional extension for both buildings and contents cover.
• Unoccupied property is covered if inspections are carried out every 14 days.
• Fast claims handling designed with landlords in mind.
• Letsure has over 12 years experience in the residential lettings market.