CONTENTS INSURANCE

Many insurance companies will not continue your contents insurance if the property is let to tenants. You should therefore ensure that you inform your existing insurer that you are considering letting the insured premises. They will then advise if there will be any issue regarding continued cover.

Should you find that cover is not offered for a tenanted property, or simply want a quote from us to perhaps reduce your outgoings, please contact us for more information.

The following are the main risks covered as standard:

• Fire, lightning, explosion
• Riot, civil commotion
• Collision
• Storm, flood, Escape of water
• Malicious damage
• Subsidence
• Theft
• Falling radio TV aerials etc.
• Falling trees
• Accidental damage to mirrors and glass
• Loss of metered water
• Loss of rent following an insured event
• Damage for which a tenant is legally liable
• Public liability insurance

Accidental Damage Cover (available as an optional extension) If selected, cover is extended to include accidental damage, tenant damage and theft by tenants up to the maximum policy sum insured.